2004 Chevrolet Blazer Car Insurance Quotes – 10 Policy Discounts

Want better insurance rates for your Chevrolet Blazer? Trying to come up with a payment for high-priced insurance can empty your family’s budget and force you to make tough financial choices.

Insurance companies such as Geico and Progressive continually bombard you with TV and radio ads and consumers find it hard to not get sucked in by the cute commercials and take the time to shop coverage around.

If you currently have car insurance, you will be able to cut costs considerably using this information. Finding affordable coverage is not that difficult. Nevertheless, car owners must comprehend how companies sell insurance online.

Car insurance quotes comparison

Performing a rate comparison can take hours if you don’t know the most efficient way. You can waste hours driving to insurance companies in your area, or you could use the web to achieve your goal.

Most major companies take part in a program where prospective buyers submit their information once, and each company returns a rated price. This saves time by eliminating quote requests for each company you want a rate for.

To submit your quote information now, click here (opens in new window).

The one disadvantage to comparing rates this way is buyers cannot specifically choose the insurers to get quotes from. If you wish to select individual companies to compare prices, we have a page of companies who write car insurance in your area. Click to view list.

You can use whichever method you prefer to find lower rates, just try to keep apples-to-apples coverages on every quote. If you are comparing different limits and deductibles on each one you can’t possibly find the best deal for your Chevy Blazer. Even a minor difference in coverages can make a big difference in price. Keep in mind that comparing more quotes helps improve the odds of finding a better price.

Tailor your insurance coverage coverage to you

When it comes to choosing the best insurance coverage coverage, there is no cookie cutter policy. Your needs are not the same as everyone else’s so this has to be addressed. For instance, these questions might point out if your insurance needs will benefit from professional help.

• Does my liability insurance cover pulling a trailer or camper?
• How does medical payments coverage work?
• What should my uninsured motorist coverage limits be in my state?
• Will I lose any money if I cancel my policy before it expires?
• What is no-fault insurance?
• Should I have combined single limit or split liability limits?

If it’s difficult to answer those questions but one or more may apply to you then you might want to talk to a licensed insurance agent. To find lower rates from a local agent, take a second and complete this form or you can go here for a list of companies in your area.

What insurance coverages do you need?

Understanding the coverages of a insurance policy can be of help when determining which coverages you need and proper limits and deductibles. The terms used in a policy can be impossible to understand and reading a policy is terribly boring. Below you’ll find typical coverages found on the average insurance policy.

Liability – Liability insurance can cover damages or injuries you inflict on other people or property. It consists of three limits, bodily injury per person, bodily injury per accident and property damage. As an example, you may have policy limits of 25/50/25 which stand for $25,000 in coverage for each person’s injuries, $50,000 for the entire accident, and a total limit of $25,000 for damage to vehicles and property.

Liability insurance covers things like court costs, attorney fees, legal defense fees and funeral expenses. How much liability should you purchase? That is a personal decision, but buy as much as you can afford.

Comprehensive insurance – This covers damage from a wide range of events other than collision. You first have to pay a deductible then your comprehensive coverage will pay.

Comprehensive coverage pays for things such as theft, a broken windshield, a tree branch falling on your vehicle and hail damage. The maximum payout you’ll receive from a claim is the ACV or actual cash value, so if the vehicle is not worth much consider removing comprehensive coverage.

Coverage for uninsured or underinsured drivers – This coverage provides protection from other drivers when they are uninsured or don’t have enough coverage. Covered losses include injuries to you and your family as well as damage to your Chevy Blazer.

Since a lot of drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. That’s why carrying high Uninsured/Underinsured Motorist coverage is very important.

Collision – Collision coverage pays to fix your vehicle from damage caused by collision with another car or object. You will need to pay your deductible then your collision coverage will kick in.

Collision can pay for things such as rolling your car, crashing into a building and sideswiping another vehicle. This coverage can be expensive, so consider dropping it from lower value vehicles. You can also bump up the deductible to bring the cost down.

Coverage for medical expenses – Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses for prosthetic devices, dental work and surgery. The coverages can be utilized in addition to your health insurance program or if you do not have health coverage. It covers not only the driver but also the vehicle occupants as well as getting struck while a pedestrian. PIP is only offered in select states but it provides additional coverages not offered by medical payments coverage