Save on 2016 Bentley Continental GT Insurance Rates

When searching for more affordable insurance, are you overwhelmed by the crazy number of auto insurance choices that you can choose from? Many other people are too. You have so many choices to choose from that it is a real challenge to find better premium rates.

Choosing the best insurance company for you is easy if you know what you’re doing. If you currently have car insurance, you will most likely be able to lower your premiums substantially using these methods. But car owners must comprehend how big insurance companies determine prices.

How to get free insurance quotes online

Most major insurance companies allow consumers to get coverage prices from their websites. Getting online rates doesn’t take a lot of time as you simply enter the coverages you want as detailed in the form. After the form is submitted, their rating system collects your driving record and credit report and provides a quote based on many factors.

Online quotes helps simplify price comparisons, but the time it takes to visit different websites and complete many quote forms can be a bit tiresome and repetitive. But it’s absolutely necessary to get many rate quotes in order to get the lowest possible prices on insurance.

The quickest way to compare rates uses one simple form to get prices from more than one company. It saves time, eliminates form submissions, and makes rate comparisons much easier to do. After sending your information, it gets priced with multiple companies and you can pick any or none of the quotes that you receive. If a lower price is quoted, you can click and sign and purchase coverage. The whole process takes 15 minutes at the most and you will find out if you’re overpaying now.

If you want to find out if lower rates are available, click here and begin entering your coverage information. If you currently have coverage, we recommend you replicate as shown on your current policy. This guarantees you’re receiving a price comparison based on similar coverages.

Tailor your car insurance coverage to you

When it comes to buying proper insurance coverage, there is no perfect coverage plan. Your needs are not the same as everyone else’s.

For instance, these questions might help in determining if your situation might need an agent’s assistance.

• Is my state a no-fault state?
• Can my teen driver be rated on a liability-only vehicle?
• Is my teenager covered with friends in the car?
• Why do I only qualify for high-risk insurance?
• What are the best liability limits?
• Is my business laptop covered if it gets stolen from my vehicle?
• Why does it cost so much to insure a teen driver?
• Are there companies who specialize in insuring high-risk drivers?
• When should I not file a claim?
• Is a fancy paint job covered?

If you’re not sure about those questions then you might want to talk to a licensed agent. To find an agent in your area, simply complete this short form.

Insurance policy specifics

Understanding the coverages of insurance helps when choosing the right coverages for your vehicles. The coverage terms in a policy can be impossible to understand and even agents have difficulty translating policy wording.

Coverage for medical payments

Coverage for medical payments and/or PIP kick in for immediate expenses for chiropractic care, surgery, EMT expenses, doctor visits and hospital visits. They can be used to fill the gap from your health insurance policy or if you do not have health coverage. Coverage applies to all vehicle occupants as well as being hit by a car walking across the street. Personal Injury Protection is not available in all states and gives slightly broader coverage than med pay

Collision protection

Collision coverage pays for damage to your Continental GT from colliding with another car or object. You will need to pay your deductible and then insurance will cover the remainder.

Collision insurance covers claims such as colliding with another moving vehicle, colliding with a tree and damaging your car on a curb. Collision is rather expensive coverage, so consider removing coverage from lower value vehicles. You can also bump up the deductible to bring the cost down.

Uninsured and underinsured coverage

Your UM/UIM coverage protects you and your vehicle when other motorists either are underinsured or have no liability coverage at all. Covered losses include medical payments for you and your occupants as well as damage to your Bentley Continental GT.

Because many people carry very low liability coverage limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage should not be overlooked.

Liability insurance

This coverage will cover damage or injury you incur to people or other property. It protects YOU against claims from other people, and doesn’t cover damage to your own property or vehicle.

Split limit liability has three limits of coverage: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You might see liability limits of 50/100/50 that translate to $50,000 bodily injury coverage, a per accident bodily injury limit of $100,000, and $50,000 of coverage for damaged propery.

Liability can pay for claims like emergency aid, bail bonds and court costs. How much coverage you buy is your choice, but buy as high a limit as you can afford.

Comprehensive coverages

This coverage pays for damage from a wide range of events other than collision. You need to pay your deductible first and then insurance will cover the rest of the damage.

Comprehensive coverage pays for claims like damage from a tornado or hurricane, rock chips in glass, a tree branch falling on your vehicle and damage from getting keyed. The most you’ll receive from a claim is the market value of your vehicle, so if it’s not worth much more than your deductible consider dropping full coverage.