2017 Volkswagen CC Insurance Cost – 8 Tips for Best Prices

If price shopping insurance quotes online is new to you, there’s a good chance you are baffled because of the huge number of companies competing for your business.

Compare insurance rate quotes

All major insurance companies give coverage price quotes direct online. Doing online quotes is pretty easy as you simply enter your coverage information as requested by the quote form. After the form is submitted, their rating system will order credit information and your driving record and returns pricing information based on the information you submitted.

Being able to quote online makes it a lot easier to compare rates but the process of having to visit different websites and type in the same information is repetitive and time-consuming. But it’s necessary to perform this step if you want to get the best price on insurance.

There is a better way!

The smarter way to lower your rates makes use of a single form that gets price quotes from several different companies. It’s a real time-saver, reduces the work, and makes online price comparison much easier. As soon as the form is sent, it is rated with multiple companies and you can pick any or none of the price quotes you receive.

If a lower price is quoted, you can click and sign and purchase the new policy. The entire process takes just a few minutes to complete and you will find out if you’re overpaying now.

To save time and compare pricing, click here to open in new window and enter your information. To compare your current rates, we recommend you enter the coverages as shown on your current policy. This guarantees you will receive rate comparison quotes using the exact same coverages.

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Get lower-cost auto insurance with discounts

Not many people think insurance is cheap, but companies offer discounts to cut the cost considerably. A few discounts will automatically apply when you quote, but less common discounts must be inquired about before being credited.

• Discounts for Multiple Vehicles – Buying coverage for more than one vehicle with the same auto insurance company can reduce the rates for all insured vehicles.
• Sign Early and Save – A few auto insurance companies offer discounts for switching companies before your current coverage expires. This discount can save up to 10%.
• Multiple Policy Discount – If you can bundle your homeowners and auto insurance and place coverage with the same company you will save up to 20% off your total premium.
• E-sign – A handful of auto insurance companies will give a small break for completing your application on their website.
• Membership in Organizations – Joining a professional or civic organization could earn you a nice discount when shopping for auto insurance.
• Senior Citizens – Drivers over the age of 55 can possibly qualify for lower premium rates for CC coverage.
• First Accident Forgiveness – Not really a discount, but companies like Progressive, State Farm and Geico may permit one accident without getting socked with a rate hike so long as you haven’t had any claims before the accident.
• Theft Deterent Discount – Cars equipped with anti-theft or alarm systems are stolen less frequently and qualify for as much as a 10% discount.

Please keep in mind that most discount credits are not given to your bottom line cost. Some only apply to the price of certain insurance coverages like collision or personal injury protection. Just because it seems like you would end up receiving a 100% discount, companies don’t profit that way.

Larger auto insurance companies and their possible discounts are:

• State Farm offers premium reductions for defensive driving training, Steer Clear safe driver discount, good student, student away at school, and passive restraint.
• Geico offers discounts for multi-policy, military active duty, seat belt use, daytime running lights, good student, and multi-vehicle.
• Liberty Mutual includes discounts for safety features, new vehicle discount, newly married, new move discount, and good student.
• The Hartford has discounts for bundle, vehicle fuel type, air bag, good student, defensive driver, driver training, and anti-theft.
• MetLife may have discounts that include claim-free, good student, good driver, defensive driver, multi-policy, accident-free
• Progressive policyholders can earn discounts including online quote discount, multi-policy, multi-vehicle, good student, continuous coverage, online signing, and homeowner.

It’s a good idea to ask every company the best way to save money. A few discounts may not apply to policyholders in your area. To see a list of auto insurance companies that can offer you the previously mentioned discounts, click here to view.

Tailor your car insurance coverage to you

When buying the best car insurance coverage for your vehicles, there is no single plan that fits everyone. Every insured’s situation is different.

These are some specific questions might help in determining whether or not you will benefit from professional help.

• When should I remove comp and collision on my 2017 Volkswagen CC?
• At what point should I drop full coverage?
• What can I do if my company denied a claim?
• Am I covered if my car is in a flood?
• Is my nanny covered when driving my vehicle?
• Am I insured when driving a different vehicle?

If you’re not sure about those questions but you know they apply to you, then you may want to think about talking to a licensed insurance agent. If you don’t have a local agent, take a second and complete this form.

The auto insurance bait and switch

Big name companies like State Farm, Geico and Progressive endlessly run television and radio advertisements. All the ads advertise the message about how much you will save if you get a free insurance quote and switch your auto insurance coverage to their company. How does every auto insurance company say the same thing? It’s all in the wording.

Insurance companies give the best rates for the driver that earns them the most money. One example of this type of risk profile might be described as over the age of 35, has no tickets, and the vehicle is rated for pleasure use. A propective insured who matches that profile will probably get cheap premium rates and have a good chance to save quite a bit of money when switching.

Potential customers who are not a match for these stringent criteria will probably have to pay higher prices which leads to business going elsewhere. The ads state “drivers who switch” not “everybody who quotes” save money. That’s the way companies can claim big savings.

Different companies use different criteria so drivers should do a quote comparison often. It’s impossible to know which company will have the lowest car insurance rates for your situation.

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

The coverage is in the details

Having a good grasp of insurance can help you determine appropriate coverage and proper limits and deductibles. The coverage terms in a policy can be confusing and nobody wants to actually read their policy.

Comprehensive protection

This pays to fix your vehicle from damage from a wide range of events other than collision. You first have to pay a deductible and then insurance will cover the rest of the damage.

Comprehensive insurance covers things like hitting a bird, a broken windshield and damage from getting keyed. The most you’ll receive from a claim is the actual cash value, so if your deductible is as high as the vehicle’s value it’s not worth carrying full coverage.

Uninsured or underinsured coverage

Uninsured or Underinsured Motorist coverage protects you and your vehicle’s occupants from other drivers when they either have no liability insurance or not enough. It can pay for injuries to you and your family and also any damage incurred to your 2017 Volkswagen CC.

Due to the fact that many drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is a good idea. Frequently these limits are similar to your liability insurance amounts.

Collision coverage

Collision insurance covers damage to your CC caused by collision with another vehicle or an object, but not an animal. You first must pay a deductible and then insurance will cover the remainder.

Collision coverage pays for things like hitting a mailbox, damaging your car on a curb, sustaining damage from a pot hole and rolling your car. Paying for collision coverage can be pricey, so consider dropping it from older vehicles. Drivers also have the option to choose a higher deductible to save money on collision insurance.

Liability car insurance

This coverage protects you from damage or injury you incur to a person or their property in an accident. Split limit liability has three limits of coverage: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You commonly see values of 25/50/25 which means $25,000 in coverage for each person’s injuries, $50,000 for the entire accident, and a total limit of $25,000 for damage to vehicles and property. Another option is a combined single limit or CSL which limits claims to one amount rather than limiting it on a per person basis.

Liability can pay for claims such as emergency aid, funeral expenses, attorney fees and pain and suffering. How much liability coverage do you need? That is your choice, but you should buy higher limits if possible.

Medical expense coverage

Med pay and PIP coverage provide coverage for immediate expenses for chiropractic care, X-ray expenses, doctor visits and surgery. They are used to fill the gap from your health insurance policy or if you lack health insurance entirely. Coverage applies to both the driver and occupants and also covers being hit by a car walking across the street. PIP is not available in all states and gives slightly broader coverage than med pay

Do the work, save more money

Insureds who switch companies do it for a number of reasons such as high rates after DUI convictions, policy non-renewal, extreme rates for teen drivers or poor customer service. It doesn’t matter what your reason, finding a new company is actually quite simple.

When you buy insurance online, don’t be tempted to buy lower coverage limits just to save a few bucks. There are many occasions where consumers will sacrifice liability coverage limits only to regret at claim time that a couple dollars of savings turned into a financial nightmare. The goal is to purchase a proper amount of coverage for the lowest cost while still protecting your assets.

We just showed you some good ideas how to save on 2017 Volkswagen CC insurance. The key thing to remember is the more rate quotes you have, the higher the chance of saving money. Drivers may discover the lowest priced auto insurance comes from the smaller companies.

More tips and info about auto insurance is available by following these links:

• Get the Right Protection (InsureUonline.org)
• Child Safety Seats (Insurance Information Insitute)
• Collision Coverage (Liberty Mutual)
• Should I Buy a New or Used Car? (Allstate)
• Teen Driver Licensing Information (iihs.org)

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption