How Much Does 2018 Bentley Continental Insurance Cost?

Are you tired of wondering where the money will come from to pay car insurance each month? You are no different than many other drivers. Many auto insurance companies compete to insure your vehicles, so it can be very hard to choose a company and get the best coverage at the lowest rate possible.

You need to do price comparisons every six months because rates change frequently. Even if you think you had the best deal for Continental coverage a few years ago you can probably find a better price now. Block out anything you think you know about car insurance because you’re about to find out one of the best ways to get good coverage at a lower rate.

If you are insured now or are looking for a new policy, you will benefit by learning to cut your premiums while maximizing coverage. Finding the best rates is quite easy. Drivers just need to know the best way to compare prices online.

Why smart buyers pay less for Bentley Continental insurance

Lots of factors are used when you get your auto insurance bill. Some factors are common sense like an MVR report, but other factors are not as apparent like where you live and annual miles driven.A large part of saving on auto insurance is knowing the rating factors that help determine the level of your policy premiums. If you understand what determines premiums, this helps enable you to make changes that could result in cheaper rates.

• You might have higher premiums if you are single – Having a significant other can get you a discount when shopping for auto insurance. Having a significant other demonstrates that you tend to be more financially stable and insurance companies reward insureds because married drivers tend to have fewer serious accidents.
• Physical damage deductibles – Physical damage protection, also known as collision and other-than-collision, protects your Bentley from damage. A few examples of covered claims would be a broken side mirror, damage from fire, and having your car stolen. The deductibles define the amount the insured will be required to pay in the event of a claim. The larger the amount the insured has to pay upfront, the bigger discount you will receive for Continental coverage.
• How credit history affects auto insurance costs – Your credit rating factor in calculating your auto insurance rates. If your credit history could use some work, you could be paying less to insure your 2018 Bentley Continental by taking the time to improve your credit score. Consumers who have good credit tend to file fewer claims and have better driving records than drivers who have worse credit.
• Pay more if you have a long commute – Residing in less populated areas has it’s advantages if you are looking for the lowest rates. Fewer drivers and short commutes translates into fewer accidents and a lower car theft rate. Drivers in populated areas have more road rage incidents and longer commute times. The longer drive time means higher likelihood of an accident.
• Alarms and GPS tracking lower rates – Purchasing a vehicle with an alarm system can help lower your premiums. Theft prevention devices like vehicle immobilizer systems, General Motors OnStar and LoJack tracking systems all help prevent your car from being stolen.
• Teen driver insurance rates – Youthful drivers have a tendency to get distracted easily in a vehicle and because of this, their auto insurance rates are much higher. More experienced drivers are more responsible, are lower risk to insure , and usually have better credit.

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap insurance coverage

Finding a lower price on 2018 Bentley Continental insurance is not rocket science. Drivers just need to spend a little time to compare rate quotes provided by online insurance companies. Comparing prices online can be done in a couple of different ways.

• The best way consumers can analyze rates would be an industry-wide quote request form click here to open form in new window. This quick form prevents you from having to do separate quotes to each individual insurance coverage company. Completing one form gets coverage cost estimates direct from many companies.
• A harder way to find lower rates requires a visit to each individual company website and request a quote. For instance, let’s say you want to compare rates from State Farm, Geico and American Family. You would be required to spend time on each company’s site and enter your information, and that explains why we recommend the first method.

  For a list of links to insurance companies in your area, click here.

• If you have time to kill, the last way to find cheaper rates to local insurance agencies. Buying insurance online makes this unnecessary unless you require the trained advice that can only be provided by a licensed insurance agent. Some companies do allow you to get the lowest quotes online and still use a local agent.

You can choose any of those ways to find more affodable coverage, but try to use identical coverage limits on every quote you get. If each company quotes different values for each quote it will be very difficult to make an equal comparison.

Auto insurance policy discounts you can’t miss

Some insurers don’t always advertise all disounts very well, so the next list breaks down both the well known and also the more inconspicuous discounts that you can inquire about if you buy insurance coverage online.

• Claim-Free Discount – Drivers who stay claim-free are rewarded with significantly better rates on insurance coverage quote as compared to drivers with a long claim history.
• Discounts for Safe Drivers – Insureds without accidents may receive a discount up to 45% for Continental coverage than drivers with accidents.
• 55 and Retired – Seniors can get a discount up to 10% for Continental coverage.
• Anti-lock Brakes – Cars and trucks equipped with ABS or steering control are much safer to drive and therefore earn up to a 10% discount.
• Auto/Life Discount – If the company offers life insurance, you could get a small discount if you purchase a life insurance policy as well.
• Defensive Driver – Taking part in a defensive driving course is a good idea and can lower rates and make you a better driver.
• Save with a New Car – Insuring a vehicle that is new can be considerably cheaper since new model year vehicles are generally safer.

It’s important to note that most of the big mark downs will not be given to your bottom line cost. Most only cut specific coverage prices like comprehensive or collision. Despite the fact that it seems like adding up those discounts means a free policy, you aren’t that lucky.

Some of the insurance companies that may offer some of the above discounts may include but are not limited to:

• State Farm
• Progressive
• Progressive
• MetLife
• Farm Bureau
• Geico
• SAFECO

It’s a good idea to ask every company to give you their best rates. Some of the discounts discussed earlier may not apply in every state. If you would like to see a list of companies who offer cheap auto insurance quotes, click this link.

Insurance agents can help

When it comes to choosing adequate coverage for your vehicles, there really is no “best” method to buy coverage. Each situation is unique so this has to be addressed. These are some specific questions can aid in determining whether you might need professional guidance.

• If my pet gets injured in an accident are they covered?
• How high should my uninsured/underinsured coverage be in my state?
• Should I get collision insurance on every vehicle?
• Is a fancy paint job covered?
• Will my vehicle be repaired with OEM or aftermarket parts?
• Can I make deliveries for my home business?
• What if I don’t agree with a claim settlement offer?

If you’re not sure about those questions but one or more may apply to you, you might consider talking to a licensed agent. To find an agent in your area, simply complete this short form or you can also visit this page to select a carrier It only takes a few minutes and can provide invaluable advice.

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Car insurance 101

Understanding the coverages of a insurance policy helps when choosing the best coverages at the best deductibles and correct limits. Insurance terms can be impossible to understand and nobody wants to actually read their policy. Listed below are typical coverages available from insurance companies.

Protection from uninsured/underinsured drivers

Your UM/UIM coverage gives you protection from other drivers when they are uninsured or don’t have enough coverage. This coverage pays for medical payments for you and your occupants and damage to your Bentley Continental.

Since a lot of drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is important protection for you and your family.

Medical expense insurance

Coverage for medical payments and/or PIP reimburse you for bills like dental work, EMT expenses and rehabilitation expenses. They can be utilized in addition to your health insurance policy or if you lack health insurance entirely. Medical payments and PIP cover you and your occupants and will also cover being hit by a car walking across the street. Personal injury protection coverage is only offered in select states and may carry a deductible

Comprehensive (Other than Collision)

Comprehensive insurance pays for damage from a wide range of events other than collision. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive insurance covers things such as a tree branch falling on your vehicle, hitting a deer and fire damage. The most you’ll receive from a claim is the actual cash value, so if the vehicle’s value is low consider dropping full coverage.

Liability insurance

Liability insurance can cover damage that occurs to a person or their property that is your fault. This insurance protects YOU against claims from other people, and does not provide coverage for your own vehicle damage or injuries.

It consists of three limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. As an example, you may have policy limits of 100/300/100 that translate to $100,000 bodily injury coverage, a per accident bodily injury limit of $300,000, and a total limit of $100,000 for damage to vehicles and property.

Liability can pay for things like funeral expenses, emergency aid, medical expenses, repair bills for other people’s vehicles and structural damage. How much coverage you buy is your choice, but you should buy higher limits if possible.

Coverage for collisions

This will pay to fix damage to your Continental resulting from a collision with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage.

Collision insurance covers things like backing into a parked car, colliding with a tree and driving through your garage door. Collision is rather expensive coverage, so you might think about dropping it from vehicles that are older. You can also raise the deductible to get cheaper collision coverage.

More quotes. Lower rates.

In this article, we presented a lot of information how to save on 2018 Bentley Continental insurance. The key thing to remember is the more times you quote, the higher your chance of finding the cheapest insurance coverage. You may be surprised to find that the best price on car insurance is with an unexpected company. Smaller companies can often provide lower rates in certain areas than the large multi-state companies such as State Farm or Progressive.

As you go through the steps to switch your coverage, do not buy poor coverage just to save money. Too many times, consumers will sacrifice liability coverage limits only to regret at claim time that their decision to reduce coverage ended up costing them more. The goal is to buy a smart amount of coverage for the lowest price, but do not skimp to save money.

There are still a few companies who don’t offer the ability to get a quote online and most of the time these smaller providers work with independent agencies. Cost effective 2018 Bentley Continental insurance is attainable both online and from local agencies, so compare prices from both to have the best selection.

Additional information can be read at the links below

• Choosing a Car for Your Teen (State Farm)
• Side Impact Crash Tests (iihs.org)
• What Determines the Price of My Auto Insurance Policy? (Insurance Information Insitute)
• Older Drivers FAQ (iihs.org)
• Uninsured Motorists: Threats on the Road (Insurance Information Insitute)

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption