2000 Honda CR-V Insurance Quotes – 7 Tips for Cheapest Rates

Are you drained from scraping nickels together to buy car insurance? You have the same problem as millions of other drivers.

Drivers have multiple car insurance companies to buy insurance from, and even though it’s nice to have a choice, it can be more challenging to find a good deal.

It is always a good idea to check car insurance prices as often as possible since insurance prices are variable and change quite frequently. Just because you had the best price on CR-V insurance at your last renewal a different company probably has better rate quotes today. You can find a lot of misleading information regarding car insurance online but by reading this article, you’re going to learn some of the best techniques to find affordable car insurance.

This article will teach you the best way to quote coverages. If you have car insurance now, you stand a good chance to be able to save some money using this strategy. Nevertheless, vehicle owners can benefit from knowing the way insurance companies market insurance on the web because it can help you find the best coverage.

Compare auto insurance rates

There are multiple methods you can shop for auto insurance but one way is more efficient than others. You can waste a few hours (or days) discussing policy coverages with insurance companies in your area, or you could save time and use online quoting to quickly compare rates.

Many popular insurance companies participate in an industry program that enables customers to send in one quote, and each company then gives them pricing based on that data. This eliminates the need for quote forms for each company.

To get comparison pricing now click here to open in new window.

The only downside to doing it this way is you cannot specify which insurance companies you want to price. If you prefer to choose individual companies for rate comparison, we have assembled a list of companies who write auto insurance in your area. Click here to view list.

Compare rates however you want, just make sure you use equivalent coverages and limits with each company. If you use different data it will be impossible to determine the best price for your Honda CR-V. Slightly different coverage limits may result in a large different in cost. And when comparison shopping, getting more free quotes will increase your chances of finding more affordable insurance.

Don’t assume everyone needs the same insurance coverage coverage

When it comes to choosing the best insurance coverage coverage for your personal vehicles, there is no “perfect” insurance plan. Your needs are not the same as everyone else’s so your insurance should reflect that For example, these questions could help you determine whether you would benefit from professional advice.

• Is my teenager covered with friends in the car?
• Am I covered if I hit a deer?
• If my 2000 Honda CR-V is totaled, can I afford another vehicle?
• What is high-risk coverage and where do I buy it?
• What should my uninsured motorist coverage limits be in my state?
• Can I still get insurance after a DUI?
• Do all my vehicles need collision coverage?
• Are rental cars covered under my policy?
• Should I waive the damage coverage when renting a car?

If you’re not sure about those questions then you might want to talk to a licensed agent. If you want to speak to an agent in your area, take a second and complete this form or you can also visit this page to select a carrier

Auto insurance coverages

Learning about specific coverages of your auto insurance policy can help you determine the right coverages and proper limits and deductibles. The terms used in a policy can be impossible to understand and coverage can change by endorsement. Listed below are typical coverage types available from auto insurance companies.

Auto liability

This coverage protects you from damages or injuries you inflict on other’s property or people in an accident. It protects YOU from legal claims by others, and doesn’t cover damage sustained by your vehicle in an accident.

Liability coverage has three limits: per person bodily injury, per accident bodily injury, and a property damage limit. You might see limits of 50/100/50 that means you have a limit of $50,000 per injured person, a per accident bodily injury limit of $100,000, and $50,000 of coverage for damaged propery. Another option is a combined single limit or CSL which combines the three limits into one amount with no separate limits for injury or property damage.

Liability can pay for things like attorney fees, bail bonds, funeral expenses, medical expenses and emergency aid. The amount of liability coverage you purchase is up to you, but it’s cheap coverage so purchase as large an amount as possible.

Collision coverage

Collision coverage pays for damage to your CR-V from colliding with an object or car. You will need to pay your deductible and the rest of the damage will be paid by collision coverage.

Collision insurance covers things such as backing into a parked car, hitting a mailbox, driving through your garage door and crashing into a building. Collision is rather expensive coverage, so consider removing coverage from lower value vehicles. It’s also possible to bump up the deductible to save money on collision insurance.

Protection from uninsured/underinsured drivers

This coverage protects you and your vehicle from other drivers when they do not carry enough liability coverage. This coverage pays for injuries to you and your family as well as damage to your Honda CR-V.

Due to the fact that many drivers have only the minimum liability required by law, it doesn’t take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage should not be overlooked. Frequently these coverages are identical to your policy’s liability coverage.

Comprehensive (Other than Collision)

Comprehensive insurance coverage covers damage from a wide range of events other than collision. You first must pay your deductible and then insurance will cover the rest of the damage.

Comprehensive insurance covers claims like damage from getting keyed, damage from a tornado or hurricane, hitting a deer, theft and a broken windshield. The most you can receive from a comprehensive claim is the market value of your vehicle, so if it’s not worth much more than your deductible consider removing comprehensive coverage.

Medical expense insurance

Med pay and PIP coverage pay for expenses for things like funeral costs, chiropractic care and prosthetic devices. They are often used to cover expenses not covered by your health insurance plan or if you are not covered by health insurance. Coverage applies to you and your occupants as well as being hit by a car walking across the street. PIP is only offered in select states and gives slightly broader coverage than med pay